Regional Credit Risk Specialist

12 hours ago

Mumbai, Maharashtra, India beBeeCredit Full time ₹ 20,00,000 - ₹ 25,00,000
Job Description:">

As a seasoned credit risk manager, you will be responsible for assessing, evaluating, and recommending credit cases in line with the bank's risk appetite. Your expertise will ensure thorough credit risk evaluations for corporate finance and structured transactions, including term and trade credit deals.

You will act as the custodian of the Credit Policies and Procedures for India Branches; propose necessary amendments and ensure smooth implementation of approved changes.

Additionally, you will provide advisory support to business units and other stakeholders on credit-related matters, helping structure transactions to mitigate credit risk.

Key responsibilities include monitoring and reporting risk exposures originating from business units to the Head Office, highlighting any material deviations from set parameters.

Lastly, you will coordinate with regulatory authorities and external auditors, ensuring smooth conduct of audits and inspections focused on credit risk management.

Required Skills and Qualifications:">

Technical Expertise:

  • Strong technical expertise in credit approval processes, credit risk systems, controls, and governance frameworks.
  • Hands-on experience in evaluating large corporate exposures, complex credit structures, and risk mitigation techniques.

Professional Experience:

  • 11-13 years of experience in credit risk management within the corporate or investment banking sector at a reputed bank.

Education:

  • Chartered Accountant (CA) mandatory.
Benefits:">

The ideal candidate will have a sound understanding of Indian Company Law, Banking Law, RBI Master Directions, and credit risk regulatory framework.

Additionally, you should have knowledge of legal recovery processes and enforcement actions in India.

Proficiency in MS Office tools (Excel, Word, PowerPoint) for documentation and reporting is also essential.

Others:">

Strong verbal and written communication skills, with the ability to influence stakeholders across levels and geographies.

Collaborative mindset with the ability to work effectively across cross-functional and multicultural teams.

High attention to detail, risk awareness, and a structured approach to work are highly valued.

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