
Credit Management Professional
2 days ago
Key Responsibilities:
As a Credit Manager, you will be responsible for evaluating deals, preparing credit memos and presenting them to senior management.
Your key deliverables include:
- Understanding the industry and business, including preparation of a financial model consisting of a profit and loss statement, balance sheet, and cash flow statement.
Deal Presentation:
- Presentation of the deal to senior management in a PowerPoint format.
Disbursement of Sanctioned Deals:
- Coordinating with internal stakeholders while ensuring timely disbursement of sanctioned deals.
Monitoring Reports:
- Submitting monthly and quarterly monitoring reports to top management.
Interest and Principal Repayments:
- Ensuring timely interest and principal repayments from clients.
Market Research:
- Performing market research and competitive analysis for assessment.
Junior Analyst Training:
- Grooming junior analysts and management trainees in the team.
The ideal candidate should possess a strong grasp of industry, financial and credit principles, excellent interpersonal and presentation skills, sound knowledge of underwriting in corporate/wholesale lending, and a solid understanding of industry cycles along with financial ratios.
A hands-on experience in credit memo preparation and financial modeling with the ability to make, read and maintain models in MS Excel is also required.
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