Credit Risk Analyst

4 days ago


Gurgaon, Haryana, India Acuity Knowledge Partners Full time
Job Description

We are seeking a Credit Analysis professional to join our Lending Services division. The ideal candidate will possess strong analytical skills and the ability to work independently under tight timelines.

Key Responsibilities:
  • Analyzing financial statements, performance, and trend analysis for assessing credit worthiness of mid-large corporates.
  • Managing a portfolio of clients and handling rating assignments.
  • Preparing credit reports (annual/quarterly reviews) by including profile of the counterparty, key rating considerations, credit risk assessment, (including financial & peer analysis, rating rationale, outlook etc.).
  • Buildeing forecast excel models.
  • Analyzing business model, identifying strengths, weaknesses, risks, understanding revenue models and corporate structure of counterparties.
  • Adhering to standard operating procedure & policies including compliance documentation.
  • Maintaining strong relationship with clients.

Requirements:
  • Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/large corporates.
  • Qualified Chartered Accountant or MBA Finance or CFA or M.Com or equivalent degree.
  • Excellent written & verbal communication skills and ability to build effective relationships with various stakeholders.
  • Ability to multi-task independently under tight timelines and eye for details.
  • 4-9 years of relevant experience in credit industry.


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