Credit Risk Analyst

4 days ago


Gurgaon, Haryana, India Acuity Knowledge Partners Full time

Job Overview

OpportunityAcuity, a leading lending services provider, is seeking a dedicated and motivated Credit Analysis/ Review professional to join its team in Gurgaon. The successful candidate will have strong leadership, organizational, and teamwork skills.

About the Role

We are looking for an individual with a strong understanding of credit principles, credit review/appraisal, and credit rating. The ideal candidate will have excellent written and verbal communication skills and be able to build effective relationships with various stakeholders.

Key Responsibilities

  • Analyzing financial statements, performance, and trend analysis for assessing the credit worthiness of mid-large corporates.
  • Managing a portfolio of clients and handling rating assignments.
  • Preparing credit reports by including profile of the counterparty, key rating considerations, credit risk assessment, and forecast excel models.
  • Analyzing business models, identifying strengths, weaknesses, risks, understanding revenue models, and corporate structure of counterparties.
  • Maintaining strong relationships with clients and adhering to standard operating procedure & policies.

Requirements

  • Strong understanding of credit principles, credit review/appraisal, credit rating, report writing, capital structure, EBITDA & ratio analysis for mid/large corporates.
  • Qualified Chartered Accountant or MBA Finance or CFA or M.Com or equivalent degree.
  • Excellent written and verbal communication skills and ability to build effective relationships with various stakeholders.
  • Ability to multi-task independently under tight timelines and eye for details.
  • 3-10 years of relevant experience in credit industry.


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