
Senior Mortgage Analyst Position
10 hours ago
As a seasoned loan underwriter, you will play a pivotal role in ensuring the financial viability of mortgage applications.
Key Responsibilities:
- Analyze and verify loan applications by assessing income verification, employment history, asset evaluation, and creditworthiness.
- Evaluate complex financial risk factors to determine loan eligibility based on established criteria.
- Order and review essential documentation, including appraisals, title reports, and other loan-related materials.
- Ensure seamless compliance with federal, state, and investor regulations.
- Effectively communicate with Loan Officers, Processors, borrowers, and other stakeholders involved in the loan process.
- Prepare comprehensive reports detailing the justification for approval or denial of loan applications.
Maintaining up-to-date knowledge of changes in mortgage lending regulations and industry standards is crucial for success in this position.
Required Skills and Qualifications:
- Bachelor's degree in Finance, Accounting, Business Administration, or a related field (desired).
- Minimum 3-5 years of experience in mortgage underwriting or a similar analytical role.
- Strong analytical skills, problem-solving abilities, and attention to detail are essential.
- Ability to multitask, prioritize tasks, and meet deadlines in a fast-paced environment.
- Excellent communication and interpersonal skills to convey complex financial concepts clearly.
- Proficiency in mortgage lending software and underwriting tools, particularly Fannie Mae/Freddie Mac guidelines (a plus).
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