
Data-Driven Financial Services Expert
6 hours ago
Job Opportunity
At Branch, we believe that everyone deserves fair financial access. We are passionate about our customers and driven by data. Our mission is to deliver world-class financial services to the mobile generation.
As a Machine Learning Engineer, you will work closely with other Engineers, Product Managers, and underwriters to develop, improve, and deploy machine learning models. You will also solve optimization problems and make extensive use of machine learning in our credit product.
Our team values bottom-up innovation and decentralized decision-making. We believe that the best ideas can come from anyone in the company, and we are working hard to create an environment where everyone feels empowered to propose solutions to the challenges we face.
Responsibilities- Credit Decisions: Understand and build signals from unstructured and structured data to identify good borrowers.
- Customer Service: Automate customer service interactions using machine learning and LLM/NLP, and provide context to our customer service team.
- Fraud Prevention: Identify patterns of fraudulent behavior and build models to detect and prevent these behaviors.
- Team Work: Bring your experience to bear on the technical direction and abilities of the team, and work cross-functionally with policy and product teams as we improve processes and break new ground.
- 2+ years of hands-on experience building software in a production environment.
- Excellent software engineering and programming skills, especially Python and SQL.
- A diverse range of data skills, including experimentation, statistics, and machine learning, and have used these skills to inform business decisions.
- A deep understanding of using cloud computing infrastructure and data pipelines in production.
- Self motivation: Teach yourself new skills, take the initiative to solve problems before they arise, and roll up your sleeves to get stuff done.
- Team motivation: Listen to others, speak your mind, ask the right questions, and be a great collaborator and teacher.
- The drive to make a positive impact on customers' lives.
- Mission-driven, fast-paced, and entrepreneurial environment.
- Competitive salary and equity package.
- A collaborative and flat company culture.
- Fully-paid Group Medical Insurance and Personal Accidental Insurance.
- Unlimited paid time off, including personal leave, bereavement leave, and sick leave.
- Fully paid parental leave — 6 months maternity leave and 3 months paternity leave.
- Monthly WFH stipend alongside a one-time home office set-up budget.
- $500 Annual professional development budget.
- Team meals and social events — Virtual and In-person.
We're looking for individuals who thrive in a fast-moving, innovative, and customer-focused setting. If you're unsure that you meet the criteria but identify with our vision of providing equal opportunity to everyone to access financial services, please do not hesitate to apply.
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