
US Mortgage Specialist
2 weeks ago
We are seeking a skilled Mortgage Underwriter to join our team. As a Mortgage Underwriter, you will play a crucial role in reviewing and analyzing mortgage loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines.
The ideal candidate will have a strong understanding of lending and underwriting guidelines, including credit and income analysis, cash flow analysis, risk assessment, loan-to-value ratios, and debt-to-income ratios.
You will be responsible for reviewing initial applications, verifying loan, property, and borrower information, and verifying borrower's monthly income and expenses.
In addition, you will calculate asset requirements for closing and reserve purposes for the transaction, as per guidelines.
This is an excellent opportunity for individuals who are detail-oriented, organized, and have excellent communication skills.
Required Skills and Qualifications:- Minimum 3 years of experience in conventional/govt end-to-end underwriting
- Well-versed with all 4C's of Underwriting (Asset, Income, Credit, and Collateral)
- Strong analytical and problem-solving skills
- Excellent communication and interpersonal skills
- Ability to work in a fast-paced environment
- Opportunity to work with a dynamic team
- Professional development opportunities
- Competitive salary and benefits package
Please submit your resume and cover letter to apply for this position.
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