Sr. Credit Analyst Position

17 hours ago


Kollam, Kerala, India beBeeCredit Full time ₹ 60,00,000 - ₹ 1,50,00,000
Senior Credit Risk Specialist

Job Summary

  • Critical responsibility for conducting thorough credit audits of Wholesale Banking segment and SMEs.
Main Objectives
  • Lead or participate in all business credit audits and lead a team of 2-4 auditors.
  • Ensure timely commencement, closure, and documentation of working papers for each audit.
  • Prepare and submit high-quality audit reports within the stipulated time frame.
  • Submit RBI data, Tranche III, and other regulatory requirements on time.
  • Evaluate and ensure the quality of audit reports, with emphasis on policies, internal guidelines, process, practices, people, revenue assurance, and risk coverage.
  • Carry out thematic audits, checklists, and special audits as assigned.
  • Coordinate with concurrent auditors to ensure effective monitoring and high-quality concurrent audit reports.
  • Analyze and provide comfort to Team Lead Audit on all Credit-related developments, ensuring regulatory and control requirements are met.
  • Develop comprehensive audit checklists for internal/concurrent auditors and test processes/procedures to identify potential pitfalls and bottlenecks.
  • Provide actionable suggestions for improving existing processes/systems to line management.


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