
Risk Management Professional
3 days ago
Job Summary: We are seeking a skilled financial risk specialist to join our team. As a financial risk specialist, you will be responsible for assessing and managing financial risks associated with credit proposals.
Key Responsibilities:
- Conduct thorough analysis of financial statements, cash flows, and ratios to assess funding requirements and provide valuable insights to support business growth.
- Evaluate the creditworthiness of potential customers, including their banking history, statutory checks, and legal status.
- Assess potential risks and opportunities, including quantitative and qualitative analysis, to identify areas for improvement.
- Collaborate closely with sales teams, cross-sell teams, and operations to ensure smooth loan disbursement and foster a collaborative environment that drives results.
- Make informed decisions (approve/reject) based on comprehensive analysis and risk evaluation, leveraging your expertise to drive business success.
Required Skills and Qualifications:
- Strong analytical skills and ability to evaluate complex financial data.
- Excellent communication and interpersonal skills to work effectively with colleagues and customers.
- Ability to work in a fast-paced environment and meet deadlines.
- Strong problem-solving skills and ability to think critically.
Benefits:
- Opportunity to work with a dynamic team and contribute to business growth.
- Chance to develop new skills and advance your career.
- Competitive salary and benefits package.
Other Information:
As a financial risk specialist, you will have the opportunity to work closely with various stakeholders to identify areas for improvement and implement changes to enhance the underwriting process.
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