Mortgage Quality Assurance Specialist

5 days ago


Chennai, Tamil Nadu, India Mphasis Full time
Job Overview

We are seeking a skilled Quality Control Specialist to perform in-line quality control reviews of mortgage loan files. The primary focus is on adherence to specific lender guidelines, with an emphasis on buy-pre and post-closing audits, compliance, and other client-required quality service levels.

Key Responsibilities:
  • Review and provide Quality Control feedback on loan file reviews completed by internal staff
  • Ensure completeness of loan applications prior to final underwriting approval
  • Review employment documentation and recalculate income documentation
  • Perform analysis of loan application, credit profile/report(s), debt and assets, income/financial statements, loan values/loan-to-value ratios, appraisal reports, collateral and supporting documentation
Requirements:
  • Minimum 1 year experience as a U/W QC with a proven track record of excellent quality
  • Demonstrable skills and experience in quality control support and practices in the mortgage loan industry
  • Excellent written and verbal communication skills

The ideal candidate will have strong computer skills and be able to multitask between multiple analytical projects. Self-motivation, creativity, and the ability to work in a team environment while thinking independently are essential.

Estimated Salary: $65,000 per year



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