Senior Financial Risk Manager

6 days ago


Hyderabad Secunderabad Telangana, India beBeeCredit Full time ₹ 1,50,000 - ₹ 28,00,000
Key Responsibilities
  • Credit assessment and evaluation: Conduct thorough analysis of clients' creditworthiness, taking into account financial data and risk factors to make informed lending decisions.
  • Development of credit scoring models: Refine and implement credit scoring models to accurately predict potential risks associated with loan applications.
  • Loan approval and rejection: Authorize or decline loan requests for various products based on comprehensive assessment of credibility, potential revenues, and potential losses.
  • End-to-end loan processing: Efficiently evaluate and process loan applications within agreed-upon timelines, ensuring a smooth customer experience.
  • Interest rate calculation: Accurately calculate and set interest rates for approved loans in alignment with company policies and market conditions.

About the Role

This is an exciting opportunity for a talented Credit Manager to join our team. As a key member of our organization, you will be responsible for assessing creditworthiness, developing and refining credit scoring models, approving/rejecting loan requests, and efficiently processing end-to-end loan applications.

Required Skills and Qualifications

  • Proven experience in researching and evaluating clients' creditworthiness.
  • Ability to create and utilize credit scoring models for risk prediction.
  • Experience in approving or rejecting loan requests for various types (secured, unsecured, working capital, LAP).
  • Capability to evaluate and process end-to-end loan applications within turnaround times.
  • Proficiency in calculating and setting interest rates.
  • Strong analytical and decision-making abilities related to credit risk.
  • Excellent communication and negotiation skills.


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