
Mortgage Underwriter Career Opportunities
16 hours ago
We are currently hiring for experienced professionals in Mortgage Underwriting to join our team.
About the Role:This is an exceptional opportunity for highly skilled individuals who are passionate about ensuring compliance with regulatory requirements and providing excellent customer service.
Responsibilities:- Conducting thorough audits of loans underwritten by credit officers to verify adherence to bank policies, guidelines, and regulatory mandates.
- Analyzing customer financial positions, employment history, credit history, and repayment ability to assess creditworthiness.
- Applying lending/credit policy, mortgage insurance guidelines, and risk assessment principles to make informed loan approval or decline decisions.
- Maintaining strong relationships with external stakeholders, including Brokers/Lenders, through effective communication and stakeholder management.
- Proven knowledge of Responsible Lending Obligations
- Familiarity with APRA and ASIC regulations
- Strong analytical and financial assessment skills
- Excellent attention to detail and time management
- Effective communication & stakeholder management skills
- Experience with lending policies & procedures
- Experience with KYC process
- Education: Bachelor's or Master's degree in any field.
- Experience: 2+ years in Mortgage Underwriting and Quality in Australian, USA, or UK mortgage domains.
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