Mortgage Credit Professional

1 week ago


Ellore, Andhra Pradesh, India beBeeCredit Full time ₹ 9,00,000 - ₹ 12,00,000

We are seeking experienced credit professionals to lead mortgage underwriting teams.

Key Responsibilities:

  • Assess home loan applications based on Australian credit policy and guidelines.
  • Perform income verification, credit checks, property valuation reviews, and responsible lending assessments.
  • Liaise with stakeholders for clarifications or documentation gaps.
  • Provide timely and high-quality credit decisions while meeting compliance standards.
  • Mentor junior underwriters and support process improvements.

Requirements:

  • A graduate degree in Finance, Commerce, or a related field.
  • Minimum 5 years of mortgage underwriting experience, with at least 2–3 years in the Australian home loan domain.
  • Strong understanding of Australian credit policies and responsible lending guidelines.
  • Excellent analytical, communication, and documentation skills.

Benefits:

  • Exposure to multiple lenders.
  • Certification in mortgage lending or credit assessment.
  • Experience with income types including PAYG, self-employed, rental, foreign income.

PREFERRED SKILLS

  • Familiarity with verification tools and fraud checks used in the Australian mortgage ecosystem.


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