Senior Loan Analyst

3 days ago

Salem, Tamil Nadu, India beBeeMortgageUnderwriter Full time ₹ 3,82,408 - ₹ 11,42,725
Mortgage Underwriter Role

As a Mortgage Underwriter, you will be responsible for ensuring that all loans meet the company's lending standards and regulatory requirements. Your role will involve analyzing and verifying loan applications, evaluating credit reports, and reviewing appraisals and alternative value products.

Credit and Financial Analysis:

  • You will assess the borrower's credit history, employment, income, and debt levels.
  • Analyze financial statements, tax returns, pay stubs, and other income documentation.
  • Calculate debt-to-income (DTI) ratios and loan-to-value (LTV) ratios.

Essential Skills and Qualifications:

  • A bachelor's degree is required.
  • Proven experience in mortgage processing or underwriting is necessary.
  • Strong knowledge of mortgage industry regulations and procedures is essential.
  • Excellent analytical and problem-solving skills are required.

Benefits:

This role offers the opportunity to work efficiently under pressure and meet tight deadlines. Certification in mortgage underwriting or related fields is highly valued.

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