Chief Credit Policy Strategist
4 days ago
We are seeking a highly skilled Chief Credit Policy Strategist to join our team at LiquiLoans. This is an exciting opportunity for an experienced professional to take on a leadership role in shaping our credit risk management strategy.
About the Role:
- Develop and implement comprehensive credit risk assessment criteria and methodologies to evaluate the creditworthiness of potential borrowers.
- Collaborate with cross-functional teams to identify opportunities to improve approval rates and reduce non-performing assets (NPAs).
- Design and refine credit scoring models and decisioning processes to ensure data-driven decision making.
- Maintain monthly reviews of credit policies to analyze trends, perform gap analysis, and drive problem-solving initiatives.
- Evaluate competition benchmarking and identify areas for improvement in credit risk assessment.
- Establish underwriting guidelines and criteria for approving or denying credit applications, ensuring alignment with business objectives.
- Oversee the implementation and monitoring of systems and infrastructure for credit risk evaluation.
- Balance risk considerations with customer experience during the credit application process.
- Analyze the performance of the existing credit portfolio, identifying trends and areas of concern.
- Implement systems to monitor credit exposures and track key credit underwriting metrics.
- Provide insights and recommendations for optimizing the credit portfolio to business teams.
- Generate regular reports for senior management and stakeholders on the credit portfolio's performance and risk profile.
To be successful in this role, you will need:
- A deep understanding of risk identification and mitigation strategies.
- Excellent problem-solving skills and analytical thinking.
- Strong business acumen and knowledge of credit risk management principles.
- BE, BTech, MBA, or CA qualification.
- A minimum of 3-6 years of experience in policy management, risk scoring frameworks, or related fields.
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