Transformational Credit Specialist

1 week ago

Hyderabad Secunderabad Telangana, India beBeeCreditExpert Full time ₹ 15,00,000 - ₹ 28,00,000

Transformative Credit Expertise Sought

Job Overview:

A key contributor to our credit management team, you will be responsible for evaluating the financial health of distributor clients and recommending suitable credit terms. You will work closely with cross-functional teams to ensure seamless order fulfillment and identify opportunities for growth.

Key Responsibilities:

  1. Evaluate creditworthiness through analysis of financial statements, credit reports, and payment history.
  2. Establish and maintain credit limits based on company policy, risk assessments, and client contractual agreements.
  3. Monitor credit exposure and outstanding balances to ensure compliance with approved credit limits and terms.
  4. Proactively identify at-risk accounts and recommend changes in credit terms or collection strategies.
  5. Collaborate with sales, collections, and billing teams to manage blocked orders, resolve credit holds, and support order releases within risk thresholds.
  6. Support customer onboarding by reviewing legal documents, trade references, and credit application data.
  7. Update and maintain credit master data in ERP systems and ensure accurate customer records.
  8. Perform periodic reviews of credit limits and adjust as needed based on updated customer risk profiles.
  9. Generate reports on credit exposure, high-risk accounts, and DSO performance.
  10. Ensure compliance with internal controls, SOX, and customer data privacy policies.

Requirements:

  • Bachelor's degree in finance, economics, or a related field.
  • Relevant years of experience in credit analysis or credit management, preferably supporting US-based B2B clients.
  • Experience working with distributor clients, ideally in the semiconductor, electronics, or manufacturing sectors.
  • Strong analytical and financial statement analysis skills.
  • Proficiency in ERP systems (e.g., SAP, Oracle, NetSuite).
  • Experience using credit rating tools (e.g., D&B, Experian, CreditSafe).

Preferred Skills:

  • Experience in Six Sigma and Lean methodology.
  • Familiarity with US GAAP, SOX controls, and internal audit requirements.
  • Ability to collaborate effectively across departments.

Why Join Us:

Be part of a dynamic team that drives business growth and transformation. Accelerate your career with hands-on experience, mentorship, and continuous learning opportunities. Thrive in a values-driven culture that fosters courage, curiosity, and incisiveness.

As an equal opportunity employer, we welcome applicants from diverse backgrounds and experiences. Please note that we do not charge fees to process job applications and applicants are not required to pay to participate in our hiring process.

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