
Dispute Resolution Specialist
2 days ago
Job Description:
The successful candidate will be responsible for end-to-end grievance redressal across all channels, leading credit-bureau dispute resolution and acting as a single point of contact for fraud complaints.
Main Responsibilities:
- Customer grievances (primary owner)
- Manage the day-to-day grievance desk on email/phone and all possible channels, acknowledge within policy TATs, sort and prioritise severity and urgency, and drive first-time resolution with product, ops, collections, risk, and partner teams.
- Track and resolve RBI CMS/Ombudsman-related cases, manage evidence, root-cause, and closure notes.
- Maintain a Board-approved Grievance Redressal Policy summary and publish contact details as required.
- Credit-bureau disputes & escalations
- Handle all bureau dispute issues by handling the escalation with customers and liaising with internal teams to resolve complaints.
- Regulatory & audit readiness
- Ensure complete records for internal audit, statutory audit, and RBI inspections.
- Share periodic MIS to leadership and surface themes and preventive actions.
- Fraud & cyber-crime handling
- Regularly report phishing/impersonation/loan-app clones/UPI frauds using Refyne's name to law enforcement authorities.
- Report to National Cyber Crime Reporting Portal and coordinate with local cyber police/CID and legal for FIR/zero-FIR where applicable. Maintain records and logs of all such activity.
Required Skills & Qualifications:
- 5–9 years in grievance redressal, customer advocacy & credit-bureau ops in NBFC/fintech/bank.
- Strong working knowledge of RBI Integrated Ombudsman Scheme (RB-IOS), CMS portal workflows, and complaint documentation.
- Excellent stakeholder management and strong communication skills, both oral and written
- CRM/Ticketing (Freshdesk/Zendesk/Salesforce), RBI CMS portal, NCRP (cybercrime.gov.in), bureau portals/APIs (CIBIL/Experian/Equifax/CRIF).
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