Senior Credit Risk Analyst

2 days ago

Agra, Uttar Pradesh, India beBeeCreditManager Full time ₹ 15,00,000 - ₹ 28,00,000
Job Title: Branch Credit Manager

We are seeking a diligent professional to oversee credit appraisals and ensure adherence to lending guidelines. The successful candidate will be responsible for the credit underwriting of loans as per company policy, engaging directly with customers to understand their requirements, and conducting personal discussions to assess income.

  • Conduct thorough credit appraisal of loans as per the company's credit policy.
  • Demonstrate strong experience in Credit Underwriting.
  • Engage in direct discussions with customers to understand their loan requirements comprehensively.
  • Perform Personal Discussions (PD) with customers at their residence and business premises for accurate income assessment.
  • Maintain current knowledge of market conditions and company lending guidelines.
  • Manage turnaround time (TAT) and ensure high file quality for the respective locations.
  • Possess a strong understanding of Property related knowledge, including legal title and market value of the property.
  • Oversee Vendor Management pertinent to credit appraisal processes.

Skill Requirements:

  • A minimum of 3 years' experience in Credit Underwriting within NBFC/BFSI sectors, specifically for products like Home Loan (HL), Loan Against Property (LAP), or Mortgage.
  • Strong analytical skills for credit appraisal and risk assessment.
  • Excellent communication and interpersonal skills for customer discussions and vendor management.
  • Meticulous attention to detail for file quality and adherence to policies.
  • Ability to manage TAT and work efficiently.
  • Strong understanding of property legalities and valuation.

Qualification:

  • Any Graduate or Postgraduate degree.

  • Credit Risk Specialist

    4 days ago

    Agra, Uttar Pradesh, India beBeeCredit Full time ₹ 15,00,000 - ₹ 19,90,000

    The role of Senior Credit Strategist involves overseeing the credit risk framework for unsecured lending. This includes developing and maintaining credit risk policies, enhancing underwriting norms in line with market trends, and collaborating with product and analytics teams to optimize credit strategies.Key Responsibilities:Developing and implementing...

  • Senior Credit Risk Analyst

    4 days ago

    Agra, Uttar Pradesh, India beBeeCreditManagement Full time ₹ 8,00,000 - ₹ 16,00,000

    Job Title: Credit Management SpecialistKey Responsibilities:The Credit Management Specialist will be responsible for assessing creditworthiness, preparing financial reports, and presenting findings to senior management.Assess credit applications and prepare detailed financial reports, including analysis of financial models.Present deal assessments to senior...

  • Credit Risk Analyst

    6 days ago

    Agra, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 15,00,000 - ₹ 17,50,000

    Job Opportunity:We seek a seasoned credit risk analyst to join our team in ensuring loan compliance with regulatory and bank policies.This role involves reviewing loan applications, assessing documentation accuracy, verifying lending criteria, and identifying any discrepancies.Responsibilities:Analyzing customer financial positions, employment history,...

  • Senior Financial Analyst

    4 days ago

    Agra, Uttar Pradesh, India beBeeCreditRisk Full time ₹ 7,00,000 - ₹ 15,00,000

    Job Title: Credit Risk ExpertDepartment: Risk ManagementLocation: HyderabadExperience Required: Minimum 2 yearsQualification: Postgraduate (PG) in FinanceJob Summary:Seeking a detail-oriented expert to evaluate the financial health of new and existing customers, identify risk levels, and provide actionable recommendations for sound credit decisions.Key...

  • Risk Oversight Professional

    4 days ago

    Agra, Uttar Pradesh, India beBeeRisk Full time US$ 80,000 - US$ 1,20,000

    **Risk Analyst Role Description**">We are seeking a detail-oriented and motivated Risk Analyst to join our team in London.This role offers the opportunity to work across multiple asset classes and geographies, supporting the group's credit and market risk functions and contributing to risk oversight across the EMEA region.As a Risk Analyst, you will play a...

  • Strategic Risk Professional

    2 days ago

    Agra, Uttar Pradesh, India beBeeRiskManagement Full time ₹ 9,00,000 - ₹ 12,50,000

    Job DescriptionWe are seeking a skilled Risk Analyst to join our team. The successful candidate will be responsible for developing and implementing credit risk models and frameworks in an unsecured rural/semi-urban lending context.Develop and implement credit risk models and associated frameworks in an unsecured rural/semi-urban lending context.Implement and...

  • Senior Credit Officer

    2 weeks ago

    Agra, Uttar Pradesh, India beBeeCredit Full time ₹ 1,50,00,000 - ₹ 2,00,00,000

    Lead Credit SpecialistAs a key member of our team, you will be responsible for developing and implementing robust credit frameworks, guidelines, and processes for lending and investments.You will lead the credit appraisal and underwriting function, including assessment of borrower risk, financial due diligence, and creditworthiness evaluation. Your goal will...

  • Senior Research Analyst

    4 days ago

    Agra, Uttar Pradesh, India beBeeRisk Full time ₹ 12,00,000 - ₹ 25,00,000

    Enterprise Risk ManagerWe are seeking a seasoned research analyst to join our team in the Enterprise Risk Management unit within the Risk Management Department. The ideal candidate will be responsible for conducting in-depth research, benchmarking, and analysis to support risk assessments, strategic decision-making, and Board-level reporting.Key...

  • Financial Services Risk Specialist

    1 week ago

    Agra, Uttar Pradesh, India beBeeRisk Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Job Title: Risk AnalystWe are seeking a skilled Risk Analyst to join our team. This is an exciting opportunity for someone who wants to make a real impact in the financial services industry.The successful candidate will be responsible for implementing and monitoring credit risk strategies across the lending lifecycle, including acquisitions, underwriting,...

  • Chief Credit Strategist

    1 week ago

    Agra, Uttar Pradesh, India beBeeCredit Full time ₹ 2,00,00,000 - ₹ 2,50,00,000

    Senior Credit Leadership OpportunityThis is a seasoned credit leadership role that involves managing a diverse portfolio of clients, including SMEs and corporate clients. The successful candidate will have a strong background in credit risk management and experience in handling credit functions in banking or non-banking financial...