
Senior Risk Assessment Specialist
5 days ago
We are seeking an experienced Underwriter to take on a challenging role.
The ideal candidate will have 3.5+ years of underwriting experience, with a strong understanding of credit report review, debt-to-income ratio assessment, loan-to-value evaluation, and asset calculation.
Responsibilities include:
- Evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral
- Conducting detailed credit report reviews for accurate risk assessment
- Working on mortgage underwriting, including income calculation, DTI ratio assessment, LTV ratio evaluation, asset calculation, and PITI review
- Ensuring compliance with internal policies and regulatory guidelines
- Collaborating with internal teams to ensure smooth processing and decision-making
Requirements:
- Minimum 3.5 years of underwriting experience
- Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations
- Excellent analytical and decision-making skills with high accuracy
- Comfortable working in a dynamic environment
- Strong communication and stakeholder management skills
You will have opportunities to work on challenging cases, grow your career, and be part of a supportive team culture.
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