Senior Risk Assessment Specialist

5 days ago


Jaipur, Rajasthan, India beBeeUnderwriter Full time ₹ 50,00,000 - ₹ 65,00,000

We are seeking an experienced Underwriter to take on a challenging role.

The ideal candidate will have 3.5+ years of underwriting experience, with a strong understanding of credit report review, debt-to-income ratio assessment, loan-to-value evaluation, and asset calculation.

Responsibilities include:

  • Evaluating borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral
  • Conducting detailed credit report reviews for accurate risk assessment
  • Working on mortgage underwriting, including income calculation, DTI ratio assessment, LTV ratio evaluation, asset calculation, and PITI review
  • Ensuring compliance with internal policies and regulatory guidelines
  • Collaborating with internal teams to ensure smooth processing and decision-making

Requirements:

  • Minimum 3.5 years of underwriting experience
  • Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations
  • Excellent analytical and decision-making skills with high accuracy
  • Comfortable working in a dynamic environment
  • Strong communication and stakeholder management skills

You will have opportunities to work on challenging cases, grow your career, and be part of a supportive team culture.



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