Unsecured Loan Credit Risk Specialist
5 days ago
About the Role:
As a skilled professional, you will be responsible for developing and managing credit strategies for unsecured personal loans. Your key responsibilities will include working on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions.
Key Responsibilities:
- Develop and manage credit strategies for unsecured personal loans
- Work on digital underwriting processes and real-time decision engines to support faster, smarter credit decisions
- Collaborate with product and data teams to strengthen risk assessment frameworks
- Oversee key parts of the loan lifecycle, including disbursement, repayment, and collections
- Monitor portfolio performance and formulate risk mitigation measures
- Stay informed about regulatory updates, credit trends, and industry benchmarks
Requirements:
- Minimum 4 years of experience in unsecured personal loans, preferably in a digital lending environment
- Strong understanding of digital lending platforms, including underwriting and credit policies
- Experience working with a fintech or NBFC, ideally one with its own consumer-facing app
- Analytical mindset and the ability to work with large datasets to make informed decisions
- Strong communication and collaboration skills
Benefits:
- Competitive salary and benefits
- Opportunity to work directly with our CEO and CFO in a high-impact, fast-growing fintech environment
- A fast-paced, collaborative culture that values innovation, ownership, and bold thinking
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