Loan Review Specialist

1 day ago


Chennai, Tamil Nadu, India beBeeSenior Full time ₹ 15,00,000 - ₹ 28,00,000
Job Title: Senior Underwriter

Underwriters play a pivotal role in the mortgage lending process, ensuring that loan files are thoroughly reviewed and accurate. As a Senior Underwriter, you will be responsible for performing complete and in-depth reviews of mortgage loan files, verifying the accuracy and completeness of loan applications, and confirming that underwriting decisions are supported.

The ideal candidate will have strong knowledge of income calculations, tax returns, reading credit reports, and identifying red flags. They should also possess basic knowledge of appraisal and be able to recognize ineligible properties. In addition, they must have thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP).

  • Responsibilities:
  • Perform complete and in-depth review of mortgage loan files
  • Verify the accuracy and completeness of loan applications
  • Confirm that underwriting decisions are supported
  • Identify and clear red flags or issues
  • Issue loan decision and condition file accordingly
  • Maintain current knowledge of client and investor requirements
  • Work in a high-stress environment while delivering high-level customer service

Requirements:

  • Minimum 3+ years current mortgage loan underwriting experience
  • Strong analytic, interpersonal, and verbal and written communication skills
  • Detail-oriented with strong ability to time manage
  • Ability to work in a flexible and production-oriented environment
  • Willingness to work as part of a team
  • Capability to work in multiple systems - paperless environment


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