Financial Credit Analyst

2 days ago


Mumbai, Maharashtra, India beBeeRating Full time ₹ 12,44,727 - ₹ 24,99,495
Rating Specialist Role

We are seeking a skilled professional to join our team as a Rating Specialist.

  • Credit Evaluation: Review and assess credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients across the financial sector.
  • Financial Analysis: Conduct in-depth reviews of financials (industry, business, risk) and credit ratings.
  • Rating Rationale: Prepare rating rationale along with explanations for any changes in risk scores.
  • Policy Compliance: Monitor adherence to credit policy guidelines.
  • Decision Making: Collaborate with stakeholders (Credit/ Business) to make informed decisions.

The ideal candidate will have excellent analytical and communication skills, with the ability to effectively interact with business/credit groups across various sectors. They will also be responsible for tracking industry developments, benchmarking companies within sectors, and ensuring adherence to processes and timelines.

Key Responsibilities:
  • Validate internal credit ratings for corporate, SME, business banking, NBFC, MFI, broker, and bank clients.
  • Conduct thorough credit analysis, including review of financial data and management practices.
  • Prepare rating rationale and communicate changes in risk scores.
  • Monitor deviations from credit policy guidelines.
  • Maintain effective communication with stakeholders and ensure timely decision-making.

This is an exciting opportunity to work with a dynamic team and contribute to the growth and success of the organization.

About Our Organization:

Our organization is a leading private sector bank in India, committed to delivering exceptional customer experiences through innovative products and services.



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