Financial Credit Specialist

1 week ago


Mumbai, Maharashtra, India FCM Travel India Full time

FCM Travel India is a leading travel management company with operations in 97 countries. We are looking for an experienced Financial Credit Specialist to join our team.

About the Role

This role is responsible for managing credit and collections processes, ensuring timely collection of outstanding invoices, and maintaining accurate records of customer accounts. The ideal candidate will have strong analytical skills, excellent negotiation and communication skills, and proficiency in financial software and MS Office.

Key Responsibilities
  • Credit Risk Management:
    • Assess and evaluate the creditworthiness of potential and existing customers.
    • Set and monitor credit limits based on financial stability.
    • Conduct regular credit reviews and update risk assessments.
  • Debt Collection:
    • Track outstanding balances and follow up on overdue payments.
    • Develop and implement strategies to minimize bad debts.
    • Negotiate payment terms and repayment plans with customers.
  • Customer Account Management:
    • Maintain accurate records of customer accounts, credit limits, and payment histories.
    • Reconcile accounts and resolve discrepancies.
    • Provide regular reports on receivables to the finance team.
    Requirements
    • Bachelor's degree in Finance or related field.
    • Minimum 3+ years of experience in credit control or accounts receivable roles.
    • Proven experience in managing credit and collections.
    • Strong analytical and problem-solving abilities.
    • Excellent negotiation and communication skills.
    • Proficiency in financial software and MS Office.
    What We Offer

We offer a competitive salary range of ₹450,000 - ₹650,000 per annum, depending on experience, as well as opportunities for professional growth and development.



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