Credit Risk Evaluator

2 days ago


Meerut, Uttar Pradesh, India beBeeFinancial Full time ₹ 15,00,000 - ₹ 20,00,000

Job Title: Financial Risk Specialist

Job Overview:

  • Evaluate creditworthiness of large corporate clients by preparing in-depth appraisal notes.
  • Conduct thorough discussions with businesses to assess risk factors and negotiate terms.
  • Collect and analyze customer information to create comprehensive credit reports.
  • Monitor accounts to ensure compliance with sanctioning authority terms and conditions.
  • Generate regular monitoring reports for the portfolio, highlighting key metrics and trends.
  • Escalate any non-compliances to senior management with action plans for resolution.
  • Visit client sites to conduct on-site inspections and submit detailed inspection reports.
  • Manage risk assessment escalations and implement corrective measures as needed.

Requirements:

  • Proven experience in credit underwriting for small-to-medium enterprises (SMEs) and large corporates.
  • Strong working knowledge of Excel for financial modeling and data analysis.
  • Desirable experience in project finance and/or infra sector credit analysis.
  • Hold a recognized professional qualification such as CA, MBA, or CFA.
  • Excellent verbal, written communication, and presentation skills.


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