Mortgage Underwriting Specialist

21 hours ago


Palakkad, Kerala, India beBeeUnderwriter Full time ₹ 45,00,000 - ₹ 60,00,000

Our company seeks an experienced professional to perform in-depth underwriting, taking end-to-end case ownership.

Key Responsibilities:
  • Assess borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
  • Conduct a thorough credit report review for accurate risk assessment.
  • Work on both UK mortgage and US mortgage underwriting, including income calculation, debt-to-income ratio assessment, loan-to-value ratio evaluation, asset calculation, and PITI review.
  • Ensure compliance with internal policies and regulatory guidelines.
  • Collaborate with internal teams to ensure smooth processing and decision-making.

Requirements include at least 3.5 years of underwriting experience, strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations, excellent analytical and decision-making skills with high accuracy, comfort working in a fast-paced environment, and strong communication and stakeholder management skills.

Benefits of Joining Us:
  • Opportunity to work on challenging UK & US mortgage underwriting cases.
  • Career growth, continuous learning, and a supportive team culture.

This is a chance to grow your career in a dynamic and fast-paced environment.


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