Mid Corporate Credit Professional

22 hours ago

Mumbai, Maharashtra, India beBeeCredit Full time ₹ 90,00,000 - ₹ 1,20,00,000

Job Title: Senior Credit Specialist

About Us

We are a pioneering fintech company that specializes in mid-market lending. Our team of experts is dedicated to providing customized debt solutions to mid-sized enterprises.

Our company operates through two core businesses:

  • First Business: A systematically important Non-Banking Financial Company (NBFC ND-SI) regulated by the Reserve Bank of India (RBI)
  • Second Business: A fixed-income fund manager, managing multiple Alternative Investment Funds (AIFs)
Job Description

As a Senior Credit Specialist, you will play a key role in evaluating creditworthiness, managing risk, and enabling high-quality loan underwriting for mid-market borrowers across sectors.

Key Responsibilities:

  • Conduct end-to-end credit assessments for new and existing clients, including sector outlook, business model evaluation, financial and credit analysis, and peer benchmarking.
  • Prepare detailed credit appraisal notes with clear risk identification, mitigation strategies, and recommendations for internal credit committees.
  • Maintain regular engagement with clients' senior management to understand business performance, strategy, and financial outlook.
  • Track portfolio companies through desk reviews and field visits; identify early warning signs and work closely with the relationship team on corrective actions.
  • Support credit renewal and annual review processes by collaborating with internal stakeholders.
  • Form independent views on credit exposures and provide structured recommendations on lending decisions and portfolio actions.
Required Skills & Qualifications

To be successful in this role, you will need:

  • A CA/MBA (Finance) degree with 1–5+ years of relevant experience in credit underwriting or credit risk in the mid-corporate/SME/structured lending segment.
  • Prior experience in banks, NBFCs, debt funds, rating agencies, or transaction advisory/due diligence roles preferred.
  • Strong analytical skills with an ability to interpret financial statements, assess financial health, and model business scenarios.
  • Exceptional written and verbal communication skills, with the ability to articulate complex credit matters clearly and concisely.
  • Highly detail-oriented, with a strong sense of accountability and the ability to work under tight timelines.
Benefits

We offer:

  • A high-impact role in a fast-growing fintech lender transforming debt capital access in India.
  • Exposure to diverse sectors and innovative credit structures.
  • Opportunity to work with experienced professionals and thought leaders in credit and risk.

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