
Cash Flow Manager
4 hours ago
Job Summary: Drive recoveries on overdue loans by engaging with customers, negotiating settlements, and ensuring account closures while adhering to regulatory and organizational guidelines.
- Contact delinquent customers via calls to follow up on overdue payments.
- Manage loan portfolios across DPD buckets.
- Offer closure, settlement, or restructuring options aligned with internal policies.
- Maintain calling discipline and track PTPs, callbacks, and payments.
- Ensure RBI compliance standards are met in customer communication and data handling.
- Maintain a high standard of customer experience through professional, respectful communication.
- Prepare and update call records, daily reports, and portfolio performance metrics.
About the Role: As a Recovery Specialist, you will be responsible for managing loan portfolios, engaging with customers, and ensuring account closures while adhering to regulatory guidelines.
Key Responsibilities:
1. Portfolio Management: Manage loan portfolios across DPD buckets, ensuring timely collections and minimizing losses.
2. Customer Engagement: Engage with delinquent customers via calls to follow up on overdue payments, negotiate settlements, and offer closure or restructuring options.
3. Compliance: Ensure RBI compliance standards are met in customer communication and data handling.
Requirements: 1-3 years of experience in collections or recoveries, prior experience in tele-calling or collections call centers, strong knowledge of recovery/settlement documentation and processes, fluency in Hindi and English, excellent negotiation and conflict-resolution skills.
Desired Qualifications: Strong analytical and problem-solving skills, ability to work under pressure, and maintain a high standard of customer experience.
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