Senior Associate
1 week ago
About the Role
At Waytogo Consultants, we are seeking a seasoned Senior Associate to join our team as a Portfolio Manager. This is an exciting opportunity for a highly motivated individual to take on a leadership role in managing our consumer retail portfolio across India.
- Manage policy / processes for mainly Credit cards for the consumer retail portfolio pan India
- Facilitate regular asset quality reviews with provision of analytics insights to identify risks/ opportunities and recommend relevant actions
- Design & manage MIS reporting for credit cards portfolio - Gather risk/business requirements, interpret and analyze and present them to the Leadership through dashboards, visual reports etc.
- Streamline and automate credit risk reporting to ensure timely and accurate generation of reporting outputs by required due dates.
- Link process metrics, performance metrics and set up benchmarks for comparable projects and processes
- Ensure credit policies and program risk acceptance criteria are reviewed regularly, with timely updates for proactive adaptation to changes in legal /regulatory requirements, business strategies, market environment or portfolio performance
- Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit systems team, credit operations team and collection team
- Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems
- Escalate on timely basis significant risk issues to business management and manager for taking appropriate remedial actions
- Ensure timely completion of RCSAs including appropriate action plans to address identified control gaps
- Ensure issues/action plans arising from Risk & Control Self-Assessments, risk events, KRIs, regulatory inspections or other risk issues are properly followed up
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