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Senior Credit Professional

2 weeks ago

Delhi NCR Delhi, India beBeeCredit Full time ₹ 1,04,000 - ₹ 1,30,878

Credit Analysis Role

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  • Conduct thorough credit assessments for real estate clients, evaluating fund-based and non-fund-based exposures.
  • Develop detailed proposal notes and ensure clearance from relevant credit sanctioning committees.
  • Engage with clients to understand their requirements, evaluate market prospects, and structure proposals within bank guidelines.
  • Monitor economic trends, client financials, and industry developments to identify potential risk triggers and implement mitigation measures.
  • Perform comprehensive credit and background checks on prospective clients.
  • Present findings to sanctioning committees for credit approvals in line with bank policies.
  • Collaborate with account relationship teams to monitor portfolios using early warning systems.
  • Prepare risk/rating sheets and provide recommendations to approving committees.
  • Exercise delegated powers to approve cases and oversee portfolio performance.
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