
Mortgage Underwriting Expert
13 hours ago
We're seeking an experienced Underwriter to join our team. As a Live / End-to-End Underwriter, you will be responsible for performing underwriting tasks with complete case ownership.
Key Responsibilities:
- Evaluate borrower profiles using the 4 Cs of Credit – Character, Capacity, Capital, and Collateral.
- Conduct a detailed Credit Report Review for accurate risk assessment.
- Work on both UK Mortgage and US Mortgage underwriting, including income calculations, debt-to-income ratio assessments, loan-to-value evaluations, asset calculations, and PITI reviews.
- Ensure compliance with internal policies and regulatory guidelines.
- Collaborate with internal teams to ensure smooth processing and decision-making.
Requirements:
- Minimum 3.5 years of underwriting experience (Live / End-to-End).
- Experience in the UK Mortgage process or the US Mortgage underwriting – both will be considered.
- Strong knowledge of Credit Report Review, DTI, LTV, PITI, Income & Asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Comfortable working in a dynamic environment.
- Strong communication and stakeholder management skills.
Why this role?
- Opportunity to work on challenging mortgage underwriting cases.
- Career growth and continuous learning.
- A supportive team culture.
About the Role:
- Role: Underwriter (Live / End-to-End)
- Experience: 3.5+ years (relevant underwriting experience)
- Location: Pune (UK Shift)
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