Strategic Credit Manager

2 weeks ago


Mumbai, Maharashtra, India SaplingsHR Full time

About the Role:

SaplingsHR is seeking a highly skilled Strategic Credit Manager - EML to join our team. As a key member of our Credit Underwriting team, you will be responsible for driving optimal use of our Loan Origination System and Loan Management system, maintaining credit TAT, and managing credit underwriting as per policy.

Key Responsibilities:

  1. Underwrite SME (EML) loans, ensuring timely and accurate decisions.
  2. Manage and lead a team of credit underwriters, providing guidance and support to ensure optimal performance.
  3. Develop and implement process improvements to enhance credit underwriting efficiency and quality.
  4. Monitor delinquency and NPA levels for the product, taking proactive measures to mitigate risks.
  5. Analyze industry trends and market conditions to inform credit underwriting decisions.

Requirements:

  • Minimum 8-10 years of credit underwriting experience.
  • Excellent analytical and communication skills.
  • Positive, pro-business attitude.
  • Ability to understand asset type and its viability.
  • Chartered Accountant or MBA (Finance) degree.

What We Offer:

  • A dynamic and supportive work environment.
  • Opportunities for professional growth and development.
  • A competitive salary and benefits package.


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