Chief Manager

2 days ago


Chennai, Tamil Nadu, India Saaki Argus & Averil Consulting Full time

About Saaki Argus & Averil Consulting

Our client is a leading Non-Banking Financial Company (NBFC) organization in Chennai, providing retail credit services.

Job Title: Chief Manager - Risk Transformation Expert

Estimated Salary: ₹1,200,000 per annum

We are seeking a skilled risk management professional to join our team as Chief Manager - Risk. The ideal candidate will have 8+ years of experience in retail credit and risk management with a reputable bank or NBFC.

Key Responsibilities:

  • Risk Deck Analysis: Prepare product-level risk decks covering key risk metrics against benchmarks, early bucket bounces, and flow rates. Provide actionable insights to the credit and business teams to address potential risks.
  • Portfolio Reviews: Conduct portfolio reviews focusing on delinquency reports, Early Warning System (EWS) reports, and identify areas for intervention and resolution strategies with the business unit.
  • Credit Policy Review: Analyze risk data and provide feedback or take necessary actions to amend credit policies for better asset quality.
  • Credit Through The Door Analysis: Prepare analysis and direct the business team on variance corrections.
  • Data Analysis: Capture key data elements, analyze cross-period movements, and understand macro mechanics.
  • Risk Review: Participate in hind-sighting reviews as part of risk review and credit policy implementation review.
  • High Value Case Monitoring: Real-time monitoring of high-value cases.
  • ECL Model Development: Collaborate with finance and credit teams to build, review, and align ECL models.

Qualifications and Experience:

  • Chartered Accountant or Postgraduate degree
  • 8+ years of experience in retail credit and risk management with a reputable bank or NBFC


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