Chief Manager
2 days ago
About Saaki Argus & Averil Consulting
Our client is a leading Non-Banking Financial Company (NBFC) organization in Chennai, providing retail credit services.
Job Title: Chief Manager - Risk Transformation Expert
Estimated Salary: ₹1,200,000 per annum
We are seeking a skilled risk management professional to join our team as Chief Manager - Risk. The ideal candidate will have 8+ years of experience in retail credit and risk management with a reputable bank or NBFC.
Key Responsibilities:
- Risk Deck Analysis: Prepare product-level risk decks covering key risk metrics against benchmarks, early bucket bounces, and flow rates. Provide actionable insights to the credit and business teams to address potential risks.
- Portfolio Reviews: Conduct portfolio reviews focusing on delinquency reports, Early Warning System (EWS) reports, and identify areas for intervention and resolution strategies with the business unit.
- Credit Policy Review: Analyze risk data and provide feedback or take necessary actions to amend credit policies for better asset quality.
- Credit Through The Door Analysis: Prepare analysis and direct the business team on variance corrections.
- Data Analysis: Capture key data elements, analyze cross-period movements, and understand macro mechanics.
- Risk Review: Participate in hind-sighting reviews as part of risk review and credit policy implementation review.
- High Value Case Monitoring: Real-time monitoring of high-value cases.
- ECL Model Development: Collaborate with finance and credit teams to build, review, and align ECL models.
Qualifications and Experience:
- Chartered Accountant or Postgraduate degree
- 8+ years of experience in retail credit and risk management with a reputable bank or NBFC
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