Senior Portfolio Manager

2 weeks ago


Mumbai, Maharashtra, India IDFC FIRST Bank Full time

Job Title – Senior Product Manager

Function – Retail Banking

Job Purpose:

Effective portfolio management is essential in Business Banking for maintaining a healthy lending portfolio. Responsible for driving effective portfolio engagement to increase deepening and wallet share. Maintains the quality of the book and provides various inputs/dashboards to the frontline Business Team in managing covenants, deferrals, and Early Warning Signals.

Roles & Responsibilities:

  • Drive portfolio engagement through a team of portfolio Relationship Managers.
  • Ensure covenants and deferrals are closed by Relationship Managers within TAT.
  • Prepare various dashboards/MIS for covenant and deferral monitoring.
  • Operate with a minimum level of supervision.
  • Improve portfolio performance and quality through regular monitoring and providing recommendations.
  • Monitor key performance metrics of EWS management to avoid/minimise likely loss/default in the portfolio.
  • Engage with internal/external stakeholders in closing critical deferrals.

Qualifications:

Graduate – Any.

Experience:

Minimum of 10 to 18 years in BFSI + Banking.



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