
Business Risk Manager
4 days ago
Job Summary
">- We are seeking an experienced Risk Analyst to develop and implement credit risk models and frameworks in a rural/semi-urban lending context.
The ideal candidate will have a solid understanding of credit risk strategies and be able to monitor and analyze portfolio trends to track quality on accepted risk parameters.
- You will be responsible for reviewing and updating risk policies to reflect the dynamic external environment and internal risk appetite.
- Additionally, you will analyze industry data, prepare management information systems (MIS) and dashboards, and apprise senior management on changing market conditions.
- Regularly review processes for adherence to risk policies and ensure that controls are effectively in place and working.
- Coordinate with various internal teams to strengthen the risk framework.
Key Responsibilities:
">- Development, implementation, and review of credit risk models & associated frameworks.
- Implementation and monitoring of credit risk strategies across the lending life cycle.
- Review of portfolio on periodic basis across various risk metrics.
- Ensure risk policies are timely reviewed and updated.
- Analyze industry data and prepare MIS/Dashboards.
- Regular review of processes for adherence to risk policies.
Requirements:
">- Bachelor's or Master's degree from a reputable institution.
- 3-6 years of experience in managing risk in a financial services environment.
- 2+ years of experience in Python and SQL is mandatory.
- Excellent understanding of data and ability to bring insights.
- Solid knowledge of statistical models.
- Experience in Microfinance/MSME Lending will be an added advantage.
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