Credit Risk Specialist

3 days ago


Dindigul, Tamil Nadu, India beBeeCreditManager Full time ₹ 15,00,000 - ₹ 25,00,000

Job Overview

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We are seeking a seasoned professional to fill the role of Credit Manager. The successful candidate will be responsible for conducting thorough deal evaluations, preparing comprehensive credit memos, and presenting findings to senior management.

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Key Responsibilities:

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  • Evaluate deals by understanding market trends and business requirements.">
  • Prepare detailed credit memos, including financial models with P&L, Balance Sheet, and cash flow statements.">
  • Present deals to senior management using engaging PowerPoint presentations.">
  • Coordinate the disbursement of sanctioned deals with internal stakeholders.">
  • Submit timely monitoring reports to top management.">
  • Ensure prompt interest and principal repayments.">
  • Perform industry research and competitive analysis for assessment.">
  • Develop junior analysts and management trainees in the team.
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Requirements:

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  • Strong foundation in industry, financial, and credit principles.">
  • Excellent communication and presentation skills.">
  • Solid knowledge of underwriting in corporate/wholesale lending.">
  • Strong understanding of industry cycles and financial ratios.">
  • Hands-on experience in credit memo preparation.">
  • Financial modeling skills with MS Excel proficiency.
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What We Offer:

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A challenging role with opportunities for growth and development in a dynamic organization.

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