
Senior Financial Services Manager
4 days ago
Job Title: Head – Personal Loan
Role Overview:
We are seeking a dynamic and strategic leader to head our Personal Loan vertical.
This role requires deep knowledge of unsecured lending, fintech innovations, customer acquisition, and credit policies.
Main Responsibilities:
- P&L Management: Own end-to-end P&L for the personal loan business.
- Business Development & Partnerships: Drive customer acquisition through digital, affiliates, partnerships, and co-lending partnerships.
- Digital Lending & Product Innovation: Develop innovative personal loan products aligned with customer needs.
- Risk & Credit Policy: Collaborate with credit/risk teams to define policies, scorecards, and underwriting models.
- Collections & Recovery Oversight: Implement robust fraud detection & collection strategies.
- Regulatory & Compliance Knowledge: Ensure compliance with RBI and NBFC regulations.
- Team Leadership & Strategic Thinking: Lead and build a high-performing sales, product, and operations team.
Key Requirements:
- Education: MBA/CA/Finance/Business Management from a reputed institute.
- Experience: 10–15 years of experience in retail lending, with at least 5 years in personal loans.
- Proven track record in scaling unsecured loan portfolios in NBFCs/Fintechs/Banks.
- Strong knowledge of credit policies, regulatory guidelines, and digital lending.
- Excellent leadership, negotiation, and stakeholder management skills.
Key Skills:
- P&L Management
- Business Development & Partnerships
- Digital Lending & Product Innovation
- Risk & Credit Policy
- Collections & Recovery Oversight
- Regulatory & Compliance Knowledge
- Team Leadership & Strategic Thinking
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