
Mortgage Credit Risk Analyst
2 days ago
Job Title: Mortgage Underwriter
We are seeking a skilled Mortgage Underwriter to play a crucial role in our mortgage lending process. As an underwriter, you will be responsible for assessing the creditworthiness and risk profile of potential borrowers.
This involves analyzing financial information, reviewing loan applications, and making informed decisions to approve, conditionally approve, or deny mortgage loans.
The position requires strong analytical and problem-solving skills, as well as excellent communication and interpersonal skills.
Key Responsibilities:- Analyze and verify loan applications, ensuring all required documents are complete and accurate.
- Evaluate credit reports to determine the borrower's creditworthiness.
- Assess the borrower's employment, income, and debt levels.
- Confirm the property's value through appraisal reports.
Required Skills and Qualifications:
- Bachelor's degree in any field.
- Proven experience in mortgage processing or underwriting.
- Strong knowledge of mortgage industry regulations and procedures.
- Excellent analytical and problem-solving skills.
- Detail-oriented with exceptional organizational abilities.
- Proficiency in using mortgage processing software and financial tools.
Benefits:
- Flexible work environment.
- Opportunities for career advancement.
- Competitive compensation package.
Others:
Certification in mortgage underwriting or related fields is a plus.
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