Central Underwriting Team Member

3 weeks ago


Noida, Uttar Pradesh, India Axis Bank Full time

The Central Underwriting Team is responsible for evaluating loan proposals for SBB Loans, analyzing risk, and ensuring compliance with regulatory guidelines. The ideal candidate will have a strong background in finance, with expertise in credit appraisal and a proven track record of meeting deadlines.

Key Responsibilities

  • Review and analyze loan proposals to ensure they meet the bank's lending criteria.
  • Conduct thorough risk assessments to identify potential risks and opportunities for growth.
  • Develop and maintain strong relationships with customers, credit teams, and other stakeholders.
  • Stay up-to-date with changing regulatory requirements and implement process improvements to ensure compliance.
  • Collaborate with the team to identify areas for process improvement and implement changes to drive efficiency and productivity.
  • Ensure accurate and timely completion of loan applications, including reviewing and approving loan requests.
  • Develop and maintain expertise in all retail banking products, with a focus on credit appraisal and risk assessment.

Qualifications:

The ideal candidate will have a strong educational background in finance, with a degree in CA or MBA Finance. They will also possess excellent communication and interpersonal skills, with the ability to work effectively in a team environment.

Role Proficiencies:

The candidate should possess the following skills and qualifications:

  • Strong knowledge of all retail banking products, with a focus on credit appraisal and risk assessment.
  • Excellent communication and interpersonal skills, with the ability to work effectively in a team environment.
  • Ability to analyze complex data and make informed decisions.
  • Strong problem-solving skills, with the ability to identify and resolve issues quickly and efficiently.


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