Senior Credit Officer

3 days ago


Noida, Uttar Pradesh, India Axis Bank Full time
Credit Officer - Collection and Underwriting

At Axis Bank, we are looking for a skilled Credit Officer to join our team. The successful candidate will be responsible for managing the collection and underwriting process for retail banking products.

Key Responsibilities
• Approval rates for all locations will be reviewed for the year.
• Turn around time (TAT) from login to sanction will be monitored for all products.
• Early warning signals will be identified for location-wise FPD for term loans and business loans.
• Risk management and audit & compliance will be ensured.
• PSL accuracy at product level will be maintained.

Qualifications
• CA/MBA Finance with credit appraisal expertise.
• Working knowledge of all retail banking products.
• Knowledge of regulatory guidelines and norms.
• Good communication skills in English and local language.
• Ability to handle pressure and meet deadlines.

Role Proficiencies:
• Working knowledge of handling customer service.
• Good verbal and written communication skills.
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