Geography Credit Officer
4 weeks ago
The Senior Credit Analyst will be responsible for leading a team of Credit Analysts in ensuring the quality of the portfolio and desired productivity of team members.
Key Responsibilities:
- Ensure the quality of credit appraisal notes prepared by self/credit analysts, ensuring accuracy of information/data and internal policy requirements.
- Ensure strict TAT for completing NTB and ETB proposals. Coordinating with underwriting team for query reply.
- Ensure timely review renewal of accounts and system updation of renewal due dates.
- Ensure timely completion/submission of credit ratings, updation of ratings/EWS/RFA/BFDs, submission of quarterly monitoring reports etc.
- Ensure timely closure of credit audit reports, RAR observations etc.
- Monitor conduct of the accounts and reviewing adherence to sanction covenants.
- Train Credit Analysts on CAM preparation and internal process.
- Enable RMs/business to achieve budgeted growth/revenue by proactively ensuring TAT and quality of credit proposals.
- Ensure adequate productivity levels for CAs and self.
- Suggest structuring to coverage team.
Qualifications:
Postgraduate in Business Management, CA, or CS.
Experience: minimum three years as credit analyst and team handling.
Skills and Abilities:Good communication and inter-personal skills.
Ability to work effectively across functions such as credit, CAMPU, WBO, audit etc.
Demonstrated ability to coach and mentor team members.
Ability to prioritize and make decisions in a fast-paced environment.
Ability to work as a part of team and contribute towards team goals.
About Axis:
Axis Bank, incorporated in 1994, is one of India’s most trusted banks and the third-largest in the private sector. At Axis Bank, customer centricity has always been the foundation of our business.
We are an equal opportunity employer and believe in empowering our employees by offering rich roles, learning opportunities, and flexibility to chart their career, their way.
Our workforce is young and engaged, with an average age of 30 years and over 100,000 employees.
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