
Debt Recovery Specialist
24 hours ago
Key Responsibilities:
- Delinquent customer communication via phone calls to resolve payment issues.
- Portfolio management across different loan types including personal, business, and auto loans.
- Closure, settlement, or restructuring options aligned with internal policies.
- Disciplined calling and tracking of promises to pay, callbacks, and payments.
- Adherence to RBI and internal compliance standards in customer interactions and data handling.
- Professional communication to maintain high customer satisfaction levels.
- Call record maintenance, daily reports, and portfolio performance metrics update.
Essential Qualifications:
- 1–3 years of experience in collections or recoveries, preferably in PL, BL, or Auto loans.
- Prior experience in tele-calling or collections call centers is mandatory.
- DRA certification is preferred but not essential.
- Strong knowledge of recovery/settlement documentation and processes.
- Proficiency in Hindi and English languages (additional regional languages are beneficial).
- Excellent negotiation, persuasion, and conflict-resolution skills.
Core Competencies:
- Customer-centric approach with strong problem-solving abilities.
- Ability to remain calm and effective under pressure.
- Consistent performance and target-oriented mindset.
- High integrity, empathy, and ownership level.
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