Senior Credit Risk Specialist

18 hours ago


Indore, Madhya Pradesh, India beBeeCredit Full time ₹ 1,04,000 - ₹ 1,30,878
Job Title: Area Credit Manager

Key Responsibilities:

  • Develop and implement effective credit risk management strategies to minimize losses and maximize profitability.
  • Conduct thorough credit analysis of clients, including review of financial statements, industry trends, and market conditions.
  • Collaborate with cross-functional teams, such as sales and collections, to identify and mitigate potential risks.
  • Design and implement training programs for sales and channel partners to enhance their knowledge of credit policies and procedures.
  • Monitor and control post-disbursement documents, including invoices, insurance, and RCs, to ensure compliance and accuracy.
  • Manage a portfolio of clients to meet quality standards of documentation, delinquency levels, and risk assessment.
  • Identify opportunities for process improvements and automation to increase efficiency and reduce costs.
  • Evaluate transactional risk, business risk, and financial risk associated with borrowers and industries.
  • Prepare detailed financial appraisals, credit notes, and risk assessments to support lending decisions.


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