Executive Credit Strategist

3 days ago


Bhavnagar, Gujarat, India beBeeStrategist Full time ₹ 18,00,000 - ₹ 24,00,000
Job Title: Portfolio Strategist

The ideal candidate will have end-to-end credit underwriting and monitoring experience, with a focus on digital journeys.

Key Responsibilities:
  1. Underwriting Policies: Develop and implement policies for credit underwriting to ensure regulatory compliance.
  2. Credit Underwriting: Work on solutions for credit underwriting based on different product constructs, analyzing data to identify trends and patterns.
  3. Performance Monitoring: Track portfolio profitability and funnel metrics along with risk thresholds, identifying areas for improvement.
  4. Portfolio Analysis: Analyze portfolio performance, recommending policy changes based on the outcome of the analysis.
Required Skills and Qualifications:
  • Postgraduate in Finance/Statistics/Management from reputable institutions.
  • BTech with MBA preferred.

Essential Qualities:

  • Minimum 7 years of experience with 3–4 years in risk management and policy creation.
  • Fair understanding of risk performance.
  • Excellent communication skills.
  • Superior stakeholder management skills to align with internal functions and external partners.
  • Hands-on experience working with large structured and unstructured datasets using various data processing tools.

Beneficial Skills:

  • Data Analytics
  • Model Validation
  • Policy Formulation
  • Portfolio Management
  • Stake Holder Management
  • Project Management

Technical Proficiency:

  • Demonstrated experience in R/Python, SQL, Advanced Excel, and other relevant tools.


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