Senior Risk Analytics Specialist for Retail Credit

3 weeks ago


Mumbai, Maharashtra, India Callisto Talent Solutions Full time
Risk Analytics Role in Fintech Firm

Our client, a leading fintech firm supporting SME and MSME with trade finance products, is seeking a highly experienced Senior Risk Analytics Specialist to join their Retail Credit Risk team. The ideal candidate will have strong expertise in retail analytics, regression testing, decision tree modeling, and time series modeling for retail services.

Key Responsibilities:
  • Develop and implement risk policies to drive growth and mitigate risk in the process.
  • Supervise and manage portfolio risk to ensure losses remain within the firm's risk tolerance.
  • Collaborate with business development, product, operations, and risk servicing teams to create scalable global risk strategies.
  • Identify gaps in policy, conduct root cause analysis (RCA), and ensure compliance to policies and procedures.
  • Redesign and implement risk policies to strengthen risk checks, incorporating financial ratios and monitoring mechanisms.
Requirements:
  • 5+ years of relevant experience in credit risk analytics team for retail banking/financial services.
  • Degree in engineering, statistics, or an MBA from premier institutes.
  • Hands-on experience with predictive modeling, building statistical models like behavioral and application scorecards.
  • Excellent skills in SQL and Python are essential.
  • Strong analytical skills, with the ability to synthesize data and derive actionable insights.
  • Excellent communication and collaboration skills, with experience working in cross-functional teams.

The estimated annual salary for this role is $120,000 - $180,000 depending on qualifications and location. Please note that only shortlisted candidates will be contacted. If you do not hear from us within 5 business days, we regret to inform you that your application for this position was unsuccessful.



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