
Credit Risk Specialist
18 hours ago
Credit Risk Specialist
Job Overview:
- Evaluate financial transactions and prepare detailed assessments to minimize risk.
- Present analysis to senior management using clear, concise reports.
- Collaborate with internal stakeholders to facilitate deal execution.
- Submit regular performance reports highlighting key metrics and areas for improvement.
- Ensure timely repayment of loans from borrowers.
- Analyze market trends and competitor activity to inform decision-making.
- Mentor junior analysts, providing guidance and support to help them develop their skills and knowledge.
Key Responsibilities:
- Conduct thorough credit evaluations to ensure accurate assessment of risk.
- Prepare comprehensive financial models to support lending decisions.
- Develop and maintain relationships with internal stakeholders to facilitate collaboration.
- Identify and mitigate potential risks associated with loan portfolios.
- Monitor loan repayments to prevent delinquencies and defaults.
- Foster a culture of continuous learning within the team.
Required Skills and Qualifications:
- Strong understanding of industry trends, financial principles, and credit analysis.
- Excellent communication and presentation skills.
- Sound knowledge of underwriting principles in corporate and wholesale lending.
- Ability to analyze complex financial data and identify key indicators.
- Hands-on experience with financial modeling and reporting.
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