Fintech Sales Professional
3 weeks ago
KreditBee is India's leading fintech lending platform, boasting a monthly disbursement of over ₹1600 Crores. With 50 Million+ downloads on Google Play Store and over 85 Lakh unique loan customers, it offers a range of digital financial services, including Personal Loans, Business Loans, DigiGold investment, Insurance, Credit Score Report, and Expense Tracker. The group entity has an in-house RBI registered NBFC, and is currently Series-D funded with marquee investors like Premji Invest, Advent International, Motilal Oswal Private Equity, MUFG and TPG-backed NewQuest, among others.
Job Role and Responsibilities:
- Identify and acquire LAP loan leads
- Collect and submit customer documents at nearby branches
- Explain loan-related processes and charges to customers
- Clearly communicate loan-related charges to customers
- Responsible for acquiring 100% business of LAP Business Loans product at locations each month
- Accountable for achieving provided targets for locations
- Ensure branch and team targets for loan products and increase sales to enhance profitability
- Analyze market trends, competitors, and consumers
- Provide Business Loan/Loan Against Property to customers
- Monitor and track implementation of defined processes
- Direct and coordinate marketing/sales/relationship building activities
- Review and approve loan application documents
- Manage loan origination process
- Provide customer service to borrowers
- Manage day-to-day operations of the branch
- Manage branch administration
- Follow SOPs for loan documents collection and storage
Key Competencies:
- Passion: Constantly raises the bar for self and team, has a strong execution bias, takes initiatives even in the face of significant difficulties
- Customer First: Leverages every customer interaction as an opportunity to make an impact, consistently seeks to understand customer needs, is accessible and responsive
- Compliance with Conscience: Own norms are aligned with Organizational code of conduct and regulatory norms, consistently sets example by own conduct, always checks on grey areas with relevant authority
Requirements:
Minimum 3 years of experience in fintech/Banking department. Educational qualification: Graduation/Post Graduation
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