
Chief Risk Mitigator
2 days ago
Our company is seeking a Liability Underwriter to join our team.
We are looking for an experienced professional with a strong understanding of Financial Lines, who can manage a portfolio of financial lines business and develop underwriting strategies that drive sustainable growth.
The role involves evaluating, analyzing, and underwriting Financial Lines business, structuring, pricing, and negotiating reinsurance arrangements, reviewing submissions, assessing risk exposure, and providing tailored solutions.
- Evaluate and analyze the risks associated with D&O, EPLI, Cyber, PI, Crime, Transaction Liability, etc.
- Develop underwriting strategies that align with business objectives and optimize profitability.
- Maintain strong relationships with clients, brokers, and internal stakeholders.
This role requires strong analytical and risk assessment skills, excellent negotiation and relationship management, commercial acumen with strategic thinking ability, and effective communication and presentation skills.
Key ResponsibilitiesUnderwriting & Risk Assessment:
- Manage and grow a book of business while maintaining profitability.
- Monitor market trends, claims experience, and emerging risks impacting liability lines.
- Contribute to product development and portfolio diversification initiatives.
Market & Client Engagement:
- Build and maintain strong relationships with cedents, brokers, and internal stakeholders.
- Represent the firm in client meetings, negotiations, and industry forums.
- Provide technical support and thought leadership on Financial Lines.
Collaboration & Leadership:
- Work with regional/global underwriting teams for alignment and knowledge sharing.
- Mentor junior underwriters and contribute to training initiatives.
- Support senior management in strategic planning and reporting.
Qualifications
- Experience: 7+ years in Liability/Financial Lines underwriting (insurance or reinsurance); strong knowledge of the Indian market with regional/global exposure preferred.
- Technical Expertise: Deep understanding of D&O, PI, Cyber, and other specialty liability products; strong grasp of treaty & facultative structures.
- Education: Graduate / Postgraduate, preferably with professional qualifications.
Required Skills
- Strong analytical and risk assessment skills.
- Excellent negotiation and relationship management.
- Commercial acumen with strategic thinking ability.
- Effective communication and presentation skills.
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