
Experienced Professional Sought for Senior Underwriter Role
1 week ago
We are seeking an experienced professional to fill the role of Senior Underwriter. The ideal candidate will be responsible for evaluating borrower profiles and making informed decisions on loan applications.
The successful candidate will have a strong understanding of the 4 Cs of Credit - Character, Capacity, Capital, and Collateral.
- Evaluate borrower profiles using the 4 Cs of Credit.
- Conduct detailed credit report reviews for accurate risk assessment.
- Perform live underwriting with complete end-to-end case ownership.
- Work on both UK mortgage and US mortgage underwriting.
Key Responsibilities:
- Evaluate loan applications and make informed decisions.
- Conduct thorough credit checks and assessments.
- Develop and maintain expertise in credit analysis and underwriting.
- Collaborate with cross-functional teams to achieve business objectives.
Requirements:
- Minimum 3.5 years of underwriting experience (live/end-to-end).
- Experience in the UK mortgage process or the US mortgage underwriting.
- Strong knowledge of credit report review, DTI, LTV, PITI, income & asset calculations.
- Excellent analytical and decision-making skills with high accuracy.
- Comfortable working in a fast-paced environment.
Career Development Opportunities:
This is an exciting opportunity to join our team as a Senior Underwriter and develop your skills and expertise in credit analysis and underwriting.
We offer a competitive salary and benefits package, as well as opportunities for career growth and development.
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