Mortgage Loan Specialist

The primary responsibility of a Conventional Underwriter is to review, condition and underwrite mortgage loans in accordance with established policies and procedures and appropriate guidelines; examining all documentation for accuracy and completeness.

Key responsibilities include:

• Reviewing loan applications to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors.
• Reviewing all required loan data, reports, and inspections to insure the collateral is acceptable to investors and the company.
• Knowledge of lending & underwriting guidelines, credit & income analysis, cash flow analysis, risk assessment, loan-to-value ratios, debt-to-income ratios.

Preferred qualifications:

• Minimum 3 years of experience in conventional/govt end to end underwriting.
• Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral).

Benefits:

• Work from home/remote option.
• US Mortgage process (only night shifts).

Others:

• Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines.
• Provides final approval underwriting of mortgage loans.
• Completes all required paperwork and forms in a timely and accurate manner.

This role requires excellent analytical skills, attention to detail, and strong communication skills. If you are a motivated and organized individual who enjoys working in a fast-paced environment, this may be the opportunity for you.