Risk Management Professional
1 week ago
Ring is a leading online instant credit platform in India, operated by ONEMi Technology Solutions Private Limited.
The company aims to provide swift and hassle-free credit financing to its customers across India.
About the Role:
The Senior Risk Analyst will be responsible for managing the risk exposure of the company's unsecured loan portfolio.
Key Responsibilities:
- Evaluate creditworthiness of borrowers to assess potential risk factors.
- Analyze customer and loan data to pinpoint high-risk segments and reduce default rates.
- Develop predictive scoring models to enhance customer segmentation and optimize credit decisions.
- Formulate credit policies for new partners and lending channels and regularly review and update policies.
- Monitor the performance of the unsecured loan portfolio and assess key metrics to ensure alignment with risk tolerance and business goals.
- Work closely with cross-functional teams to implement and enforce credit policies effectively.
Requirements:
- Minimum of 3 years of relevant experience in risk management, particularly within unsecured lending environments.
- Proficiency in Python, SQL, and advanced Excel for data analysis, modeling, and reporting.
- Bachelor's degree in Engineering or a Post-Graduate degree in Finance, Statistics, or Data Science.
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